All posts in "Personal Finance"
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5 Ways to Buy a House With a Small Down Payment

By Mark Holland / 11 minutes ago

Luis Molinero / Shutterstock.com Editor’s Note: This story originally appeared on MortgageResearch.com. Despite what you might have heard, a 20% down payment isn’t necessary to buy a house. In fact, according to real estate agents, nearly half of all homebuyers put down less than that in July 2021. Among first-time buyers? It was 71%. That’s […]

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Definition of payment per order flow (PFOF)

By Mark Holland / 57 minutes ago

What is payment per order flow (PFOF)? Payment per order flow (PFOF) is the compensation and profit a brokerage firm receives for directing orders to different parties for the execution of trades. The brokerage firm receives a small payment, usually fractions of a penny per share, as compensation for directing the order to a particular […]

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Definition of current assets

By Mark Holland / an hour ago

What are current assets? Current assets represent all of a company’s assets that are expected to be conveniently sold, consumed, used, or depleted through standard business operations in a year. Current assets appear on a company’s balance sheet, one of the required financial statements that must be completed each year. Current assets would include cash, […]

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Definition of quick relationship

By Mark Holland / an hour ago

What is the quick relationship? The rapid index is an indicator of a company’s short-term liquidity position and measures a company’s ability to meet its short-term obligations with its most liquid assets. Since it indicates the company’s ability to instantly use its near-cash assets (assets that can be quickly converted to cash) to pay its […]

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When is it cheapest to fly to Australia?

By Mark Holland / an hour ago

Travel restrictions and Covid-19 As of October 2021, travel to Australia continues to be restricted by the Australian government due to the pandemic. Check current restrictions before booking a trip. Ah, Australia. A fascinating country of contrasts with cosmopolitan cities and snow-capped mountains, spectacular beaches and the desert interior. Most travelers find it worth the […]

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When do I stop paying Social Security taxes?

By Mark Holland / a few hours ago

Of all the taxes that come out of your paycheck, none can be as inescapable as those that go to Social Security. Whether you are salaried or self-employed, you generally have to contribute throughout your working life. However, there are some exceptions, which we will cover here. Key takeaways Most American workers have to pay […]

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How to become an investment banking analyst

By Mark Holland / 8 hours ago

Wall Street has changed after the Great Recession of 2008 and 2009 and that has changed the role of the investment banking analyst. As any aspiring analyst knows, the job is demanding and the responsibilities are wide. Here’s a look at the basics. Key takeaways Investment banking is a highly sought after career path for […]

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