When your air conditioner suffers a sudden break down in the middle of the summer, it can be hard to keep your cool. Your budget isn’t always prepared for these kinds of things. If you aren’t sure if you could cover an unexpected breakdown, you should check in with these simple tips to help you tackle your appliance’s summertime maintenance.
Wait and save
Depending on where you live in the country, a broken AC is a frustrating addition to your summer. As long as you have a few fans blowing and a fridge stocked with cold beer, you’ll be fine. In which case, you can wait the few weeks it takes you to overhaul your budget and put savings towards your repair fund. The average repair costs between $163 and $520. You could easily save this amount in a couple of weeks if you’re willing to sacrifice some things, like your daily latte or the takeout you get for lunch each workday.
In other places, a faulty AC is no longer just a frustration but a health hazard — like Southern Ontario and particularly Toronto, where humidity levels skyrocket at the same time meteorologists give smog warnings. If your health relies on this appliance to purify the air, then this trick isn’t for you.
Use a financing plan
If you can’t wait to save up, you still have options available to you despite your limited funds. Plenty of repair technicians in the GTA and Toronto proper offer financing plans to help offset the cost of their services. Similar to layaway packages at a retail store, these financing plans allow you to pay off the invoice in installments. Smaller payments are easier to accommodate on a limited budget, so these plans can help you take on immediate repairs regardless of how much you have saved.
Borrow what you need
Though financing options are a common service provided by repair technicians, not every company will offer them. You may not be able to find a local repair technician with this payment plan. Or, even with this financing in place, you may still find yourself short.
You can bridge that gap by using online payday loans. These short-term loans act as a temporary stopgap for savings when you face an urgent repair or bill. When it comes to the best payday loan Toronto has to offer, speak with the folks at GoDay to see how you can boost your finances with these advances. Though they’re a popular source of assistance when it comes to payday loans Toronto residents can trust, they’re also an online lender—which means their online platform can process your application,regardless where you call home. The best online payday loans Ontario has to offer don’t need you to come into the big city to apply or accept help; you can do both from wherever you have Wi-Fi.
While the rest of the world of the world considers Canada the arctic where people live in igloos, you know better. Depending on where you live, it can get extremely hot in the summer. You need your AC working if you expect to survive the heat. Don’t let a breakdown cause you to sweat. Use these tips to fix your appliance without breaking your budget.